![]() It’s the subject of several lawsuits, including legal action filed by the Consumer Financial Protection Bureau in 2019, which alleges that the company used unfair telemarketing practices to recruit customers. However, Lexington has also had its share of legal problems. If you want to track your credit progress, Lexington has a highly ranked mobile app where users have 24/7 access to their credit score analysis, personalized counseling plan and dispute updates. ![]() Its mid- and high-tier plans include additional perks like a personal finance manager, identity theft insurance and/or a Transunion FICO score tracker. The company offers four service packages ranging from $59.95 to $139.95 per month, each including credit disputes and creditor interventions - such as debt validation and goodwill letters. Its account reps - often paralegals - offer personalized support over extended hours, seven days a week. ![]() Why we chose this company: Lexington Law is our pick for Industry Leader due to its more than 17 years of experience and almost nationwide availability (every state except Oregon).īecause it’s a law firm and its staff is mostly attorneys and paralegals, the company is said to explore every legal avenue to correct inaccuracies in your credit report. The company offers three credit repair packages: Credit Polish, Credit Remodel and Clean Slate. Additionally, the company offers a 90-day money-back guarantee if you don’t see any changes in your credit history after three months. Some plans include Experian credit monitoring as well. Once you sign up with them, the company assigns an advisory team to your case and schedules calls to keep you informed.Ĭredit Saint also provides a credit score analysis and gives you access to a credit score tracker to monitor your progress. The packages - which range from $79.99 to $119.99 - differ in how many claims they’ll dispute a month, from five claims with the basic “Credit Polish” plan to an unlimited amount with the premium “Clean Slate” plan.Ĭredit Saint offers a free consultation to evaluate your particular situation and identify the next steps you should take. ![]() Why we chose this company: We picked Credit Saint as our Best Overall because of its clear pricing policies and an array of affordable and comprehensive package options. Credit Versio - Best for DIY Credit Repair.Ovation Credit Repair – Best for Discounts.Lexington Law – Credit Repair Industry Leader.Our Top Picks for Best Credit Repair Companies So, if you’re ready to leave bad credit behind, read on for Money’s guide to the best credit repair services of May 2023. And, while you can remove inaccurate information from your credit report yourself, the process is often frustrating and time consuming.Ĭredit repair companies can make this process easier by doing the heavy lifting for you - obtaining your reports, finding inaccuracies and disputing any mistakes directly with creditors and the major credit bureaus. Discounts are available for Medication (some plans) and National Credit Direct products (Success Package)Ĭredit report mistakes are much more common than you might think.Credit monitoring is included with every plan, regardless of the price.Even the most basic packages include financial management tools.
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